{"id":4451,"date":"2022-07-21T10:00:17","date_gmt":"2022-07-21T07:00:17","guid":{"rendered":"https:\/\/mukellef.co\/blog\/?p=4451"},"modified":"2025-11-18T12:55:36","modified_gmt":"2025-11-18T09:55:36","slug":"amerikada-banka-hesabi-nasil-acilir","status":"publish","type":"post","link":"https:\/\/mukellef.co\/blog\/amerikada-banka-hesabi-nasil-acilir\/","title":{"rendered":"Amerika\u2019da Banka Hesab\u0131 Nas\u0131l A\u00e7\u0131l\u0131r?"},"content":{"rendered":"\n<p>\u00d6\u011frenci olmak, ge\u00e7ici s\u00fcre ile ikamet etmek ya da \u015firket kurmak gibi \u00e7e\u015fitli sebeplerden dolay\u0131 ki\u015filer, <strong>Amerika&#8217;da banka hesab\u0131<\/strong> a\u00e7maya ihtiya\u00e7 duyulabilir. Bu s\u00fcre\u00e7te belirli prosed\u00fcrleri takip etmek ve hangi belgelerin teslim edilece\u011fini \u00f6nceden bilmek son derece \u00f6nemlidir. Peki, Amerika\u2019da banka hesab\u0131 a\u00e7arken nelere dikkat edilmelidir? Amerika\u2019da banka hesab\u0131 a\u00e7mak i\u00e7in hangi bankalar tercih edilebilir?<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-white ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">\u0130\u00e7indekiler<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u0130\u00e7indekiler Tablosunu A\u00e7\/Kapat\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/mukellef.co\/blog\/amerikada-banka-hesabi-nasil-acilir\/#Amerikada_Bankacilik_Islemleri_Ne_Sekilde_Gerceklesir\" >Amerika\u2019da Bankac\u0131l\u0131k \u0130\u015flemleri Ne \u015eekilde Ger\u00e7ekle\u015fir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/mukellef.co\/blog\/amerikada-banka-hesabi-nasil-acilir\/#Amerikada_Banka_Hesabi_Acmak_Icin_Neler_Gerekir\" >Amerika\u2019da Banka Hesab\u0131 A\u00e7mak \u0130\u00e7in Neler Gerekir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/mukellef.co\/blog\/amerikada-banka-hesabi-nasil-acilir\/#Amerikada_Hesap_Acarken_Nelere_Dikkat_Edilmeli\" >Amerika\u2019da Hesap A\u00e7arken Nelere Dikkat Edilmeli?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/mukellef.co\/blog\/amerikada-banka-hesabi-nasil-acilir\/#Amerikada_Hesap_Acmak_icin_Dogru_Adres_Mukellef\" >Amerika\u2019da Hesap A\u00e7mak i\u00e7in Do\u011fru Adres: M\u00fckellef<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Amerikada_Bankacilik_Islemleri_Ne_Sekilde_Gerceklesir\"><\/span><strong>Amerika\u2019da Bankac\u0131l\u0131k \u0130\u015flemleri Ne \u015eekilde Ger\u00e7ekle\u015fir?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Bankac\u0131l\u0131k ve finans sekt\u00f6r\u00fc dendi\u011finde, Amerika pek \u00e7ok \u00f6nemli finansal kurulu\u015fu b\u00fcnyesinde bar\u0131nd\u0131rmas\u0131 nedeniyle d\u00fcnyada ilk s\u0131rada gelir. Amerika\u2019da bulunan ba\u015fl\u0131ca finans kurulu\u015flar\u0131 aras\u0131nda; JPMorgan Chase, Bank of America, Wells Fargo, Citigroup, TD Group, Silicon Valley Bank yer al\u0131r.<\/p>\n\n\n\n<p>Amerika\u2019da bulunan bankalar, b\u00f6lgesel ya da eyalet \u00e7ap\u0131nda hizmet verecek \u015fekilde \u00e7al\u0131\u015f\u0131r. Baz\u0131 i\u015fyerleri, farkl\u0131 bir eyalette bulunan bankan\u0131n verdi\u011fi \u00e7eki kabul etmeyebilir. Bu y\u00fczden, <a href=\"https:\/\/mukellef.co\/blog\/amerikada-bir-calisani-ise-alma-maliyeti-nedir\/\" target=\"_blank\" data-type=\"post\" data-id=\"4281\" rel=\"noreferrer noopener\">Amerika\u2019da<\/a> banka hesab\u0131 a\u00e7mak isteyen ki\u015filere geni\u015f kapsama a\u011f\u0131na sahip bankalar\u0131 tercih etmeleri tavsiye edilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Amerikada_Banka_Hesabi_Acmak_Icin_Neler_Gerekir\"><\/span><strong>Amerika\u2019da Banka Hesab\u0131 A\u00e7mak \u0130\u00e7in Neler Gerekir?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Amerika\u2019da banka hesab\u0131 a\u00e7mak i\u00e7in \u00f6ncelikle hesap a\u00e7mak istedi\u011finiz bankaya karar vermeniz gerekir. Hesab\u0131 a\u00e7aca\u011f\u0131n\u0131z bankay\u0131 se\u00e7tikten sonra \u015fubeye gidebilir ya da online ortamda i\u015flemlerinizi tamamlayabilirsiniz. \u0130lgili bankaya gerekli belgeleri sunarak hesap a\u00e7ma i\u015flemini tamamlayabilirsiniz. Bu belgeler a\u015fa\u011f\u0131daki gibidir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>E\u011fer Amerika\u2019da ikamet edilecekse ikamet adresini g\u00f6steren bir belge istenir. Bu; elektrik, su, do\u011falgaz faturas\u0131 ve \u00fcniversiteden, ev sahibinden ya da i\u015fverenden al\u0131nacak bir belge olabilir.<\/li>\n\n\n\n<li>\u00dczerinde foto\u011fraf\u0131n\u0131z\u0131n bulundu\u011fu bir kimlik belgesi talep edilir. Yabanc\u0131lar i\u00e7in pasaport ayn\u0131 zamanda kimlik belgesi yerine ge\u00e7er.<\/li>\n\n\n\n<li>E\u011fer Amerika\u2019da oturma izni ya da vatanda\u015fl\u0131k hakk\u0131 ald\u0131ysan\u0131z, sosyal g\u00fcvenlik numaran\u0131z\u0131 iletmeniz yeterlidir. E\u011fer SSN sahibi de\u011filseniz <a href=\"https:\/\/mukellef.co\/blog\/ein-numarasi-nedir-nasil-alinir\/\" target=\"_blank\" rel=\"noreferrer noopener\">EIN<\/a> veya <a href=\"https:\/\/mukellef.co\/blog\/itin-amerika-bireysel-vergi-kimlik-numarasi\/\" target=\"_blank\" rel=\"noreferrer noopener\">ITIN<\/a> belirtmeniz gerekecektir.<\/li>\n\n\n\n<li>Son olarak istenen depozitoyu banka hesab\u0131na yat\u0131rman\u0131z gerekir. Depozito tutar\u0131 bankadan bankaya de\u011fi\u015febilir. Depozito yat\u0131rmak istemezseniz, bankalar\u0131n ayl\u0131k hesap i\u015fletim \u00fccreti talep edeceklerini unutmaman\u0131z gerekir.<\/li>\n<\/ul>\n\n\n\n<p>Baz\u0131 bankalar ve \u00f6deme alma \u00e7\u00f6z\u00fcmleri, uzaktan hesap a\u00e7ma i\u015flemi sa\u011flamaktad\u0131r. Yani, hesap a\u00e7ma i\u015flemini ger\u00e7ekle\u015ftirmeniz i\u00e7in Amerika\u2019da bulunman\u0131z zorunlu de\u011fildir. Bu noktada tercih edebilece\u011finiz, M\u00fckellef\u2019in de i\u015f ortakl\u0131klar\u0131n\u0131n oldu\u011fu \u00e7e\u015fitli bankalar ve \u00f6deme alma \u00e7\u00f6z\u00fcmleri vard\u0131r. Bunlardan baz\u0131lar\u0131 \u015fu \u015fekilde listelenebilir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.cenoaylakazan.com\/\" target=\"_blank\" rel=\"noopener\">Cenoa<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mercury.com\/partner\/mukellef\" target=\"_blank\" rel=\"noreferrer noopener\">Mercury Bank<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.payoneer.com\/\" target=\"_blank\" rel=\"noopener\">Payoneer<\/a><\/li>\n\n\n\n<li>Wise<\/li>\n\n\n\n<li>Brex<\/li>\n\n\n\n<li>American Express<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Amerikada_Hesap_Acarken_Nelere_Dikkat_Edilmeli\"><\/span><strong>Amerika\u2019da Hesap A\u00e7arken Nelere Dikkat Edilmeli?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Amerika\u2019da hesap a\u00e7madan \u00f6nce bu hesab\u0131 hangi ama\u00e7 ile kullanaca\u011f\u0131n\u0131z\u0131 g\u00f6z \u00f6n\u00fcnde bulundurman\u0131z gerekir. \u0130\u015flem \u00fccretleri, bak\u0131m ve servis \u00fccretleri, uluslararas\u0131 havale tutarlar\u0131 gibi bankadan bankaya de\u011fi\u015febilen pek \u00e7ok hizmet tutar\u0131 s\u00f6z konusudur. Ayr\u0131ca internet bankac\u0131l\u0131\u011f\u0131 hizmeti sizin i\u00e7in \u00f6nem ta\u015f\u0131yorsa, hesap a\u00e7aca\u011f\u0131n\u0131z bankan\u0131n bu hizmetinin sizin i\u00e7in yeterli olup olmad\u0131\u011f\u0131n\u0131 kontrol etmeniz gerekir. Se\u00e7ti\u011finiz bankan\u0131n FDIC sigortas\u0131n\u0131n olmas\u0131 da \u00f6nemli kriterler aras\u0131ndad\u0131r. B\u00f6ylece bankan\u0131n kar\u015f\u0131la\u015faca\u011f\u0131 herhangi bir problem durumunda, o bankada bulunan hesaplar\u0131n\u0131z belirli bir tutar d\u00fczeyinde koruma alt\u0131na al\u0131nacakt\u0131r.<\/p>\n\n\n\n<p>Bir T\u00fcrk vatanda\u015f\u0131n\u0131n Amerika\u2019da hesap a\u00e7arken dikkat etmesi gereken bir ba\u015fka nokta da hangi bankada hesap a\u00e7aca\u011f\u0131d\u0131r. Ancak kapsama a\u011f\u0131 geni\u015f olan Amerikan bankalar\u0131nda hesap a\u00e7may\u0131 tercih ediyorsan\u0131z, <strong><a href=\"https:\/\/mukellef.co\/blog\/mercury-bank-nedir\/\">Mercury<\/a>, <a href=\"https:\/\/mukellef.co\/blog\/payoneer-nedir\/\">Payoneer<\/a><\/strong> gibi online bankalar\u0131 veya <strong>Bank Of America, TD Bank, Well Fargo, Chase Bank<\/strong> gibi fiziksel \u015fubeleri olan bankalar\u0131 tercih edebilirsiniz. Amerika\u2019da hesap a\u00e7ma s\u00fcrecini kendiniz y\u00fcr\u00fctebilece\u011finiz gibi, bunu sizin i\u00e7in takip edecek ve i\u015flemlerinizi ger\u00e7ekle\u015ftirecek olan M\u00fckellef\u2019ten profesyonel destek almay\u0131 da tercih edebilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Amerikada_Hesap_Acmak_icin_Dogru_Adres_Mukellef\"><\/span><strong>Amerika\u2019da Hesap A\u00e7mak i\u00e7in Do\u011fru Adres: M\u00fckellef<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u015eirket kurulu\u015f i\u015flemlerinin bir a\u015famas\u0131 da banka hesab\u0131 a\u00e7makt\u0131r. <a href=\"https:\/\/mukellef.co\/us\/banka-hesabi\/\">Amerika\u2019da banka hesab\u0131 a\u00e7mak<\/a> isteyen \u015firket sahipleri i\u00e7in M\u00fckellef, yap\u0131lmas\u0131 gerekenleri ad\u0131m ad\u0131m takip ederek uygular. Sadece hesap a\u00e7ma i\u015flemiyle de s\u0131n\u0131rl\u0131 kalmaz, \u00f6n muhasebe program\u0131, sanal ofis gibi \u015firketiniz i\u00e7in ihtiya\u00e7 duyabilece\u011finiz farkl\u0131 hizmetleri de size sunar. T\u00fcm bu hizmetlerden faydalanmak ise olduk\u00e7a kolayd\u0131r. M\u00fckellef web sitesi \u00fczerinden ba\u015fvuru formunu doldurarak ba\u015fvuru s\u00fcrecini tamamlayabilirsiniz. Ayr\u0131nt\u0131l\u0131 bilgi i\u00e7in <a href=\"https:\/\/mukellef.co\/us\/\" target=\"_blank\" rel=\"noreferrer noopener\">t\u0131klay\u0131n<\/a>.<\/p>\n\n\n\n\t\t<!--HubSpot Call-to-Action Code -->\n\t\t<span class=\"hs-cta-wrapper\" id=\"hs-cta-wrapper-614b22ed-7e40-448b-a5d2-20de6a2fea24\">\n\t\t<span class=\"hs-cta-node hs-cta-614b22ed-7e40-448b-a5d2-20de6a2fea24\" id=\"614b22ed-7e40-448b-a5d2-20de6a2fea24\">\n\t\t<!--[if lte IE 8]>\n\t\t<div id=\"hs-cta-ie-element\"><\/div>\n\t\t<![endif]-->\n\t\t<a href=\"https:\/\/cta-redirect.hubspot.com\/cta\/redirect\/5318651\/614b22ed-7e40-448b-a5d2-20de6a2fea24\" target=\"_blank\" rel=\"noopener\">\n\t\t<img decoding=\"async\" class=\"hs-cta-img\" id=\"hs-cta-img-614b22ed-7e40-448b-a5d2-20de6a2fea24\" style=\"border-width:0px;\" src=\"https:\/\/no-cache.hubspot.com\/cta\/default\/5318651\/614b22ed-7e40-448b-a5d2-20de6a2fea24.png\" alt=\"New call-to-action\" title=\"\">\n\t\t<\/a>\n\t\t<\/span>\n\t\t<script charset=\"utf-8\" src=\"\/\/js.hubspot.com\/cta\/current.js\"><\/script>\n\t\t<script>\n\t\thbspt.cta.load(5318651, '614b22ed-7e40-448b-a5d2-20de6a2fea24', {});\n\t\t<\/script>\n\t\t<\/span>\n\t\t<!-- end HubSpot Call-to-Action Code -->\n\t\t\n","protected":false},"excerpt":{"rendered":"<p>\u00d6\u011frenci olmak, ge\u00e7ici s\u00fcre ile ikamet etmek ya da \u015firket kurmak gibi \u00e7e\u015fitli sebeplerden dolay\u0131 ki\u015filer, Amerika&#8217;da banka hesab\u0131 a\u00e7maya ihtiya\u00e7 duyulabilir. Bu s\u00fcre\u00e7te belirli prosed\u00fcrleri takip etmek ve hangi belgelerin teslim edilece\u011fini \u00f6nceden bilmek son derece \u00f6nemlidir. Peki, Amerika\u2019da banka hesab\u0131 a\u00e7arken nelere dikkat edilmelidir? Amerika\u2019da banka hesab\u0131 a\u00e7mak i\u00e7in hangi bankalar tercih edilebilir? &#8230;<\/p>\n","protected":false},"author":14,"featured_media":8157,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"blog-post","inline_featured_image":false,"footnotes":""},"categories":[355],"tags":[],"class_list":["post-4451","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-amerikada-sirket-kurmak"],"_links":{"self":[{"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/posts\/4451","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/comments?post=4451"}],"version-history":[{"count":4,"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/posts\/4451\/revisions"}],"predecessor-version":[{"id":11419,"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/posts\/4451\/revisions\/11419"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/media\/8157"}],"wp:attachment":[{"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/media?parent=4451"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/categories?post=4451"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mukellef.co\/blog\/wp-json\/wp\/v2\/tags?post=4451"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}